WorldRemitpage |

Q: Which one should I choose?

Pick WorldRemit if you want the best overall mix of flexible payout options, global reach, and ease of use. Choose Wise if your priority is low-cost, transparent bank transfers and multi-currency features. Go with Remitly if you send remittances on routes they support and care most about speed and delivery promises, especially for your first few transfers with promo rates.

WorldRemit vs Wise vs Remitly

We compared fees, exchange rates, speed, payout options, and app experience. Our pick: WorldRemit for the best overall balance of flexibility, reach, and ease of use for everyday international transfers.

At a glance

WorldRemit

Best overall

Top pick for the strongest mix of flexible payout methods, good global reach, clear pricing, and easy-to-use apps for everyday remittances.

Bank transfer, cash pickup, mobile money, and more (varies by country)
Clear fees and exchange rates before you send
Strong coverage for popular remittance routes

Use WorldRemit

Wise

Best for low-cost bank transfers

Transparent international transfers that use the mid-market exchange rate, ideal when both sides use bank accounts or Wise balance.

Mid-market FX rate plus clearly itemized fee
Multi-currency account and card in supported regions
Mainly bank/balance payouts; fewer cash options than WorldRemit/Remitly

Explore Wise

Remitly

Best for speed & guarantees

Remittance-focused service with express and economy options plus delivery promises on many popular send routes.

Express and economy transfer speeds on many routes
Bank deposit, cash pickup, and mobile wallet options (where available)
Frequent first-transfer promos on supported corridors

See Remitly

What to compare	WorldRemit	Wise	Remitly
Primary strength	Best overall: flexibility + reach	Low-cost bank transfers & multi-currency accounts	Fast delivery & route-specific offers
Fees & exchange rate	Upfront fees with competitive FX rates shown before you send	Mid-market exchange rate plus clearly itemized fee	Fees and FX vary by route and speed (express vs economy)
Payout options	Bank transfer, cash pickup, mobile money, and more (varies by country)	Primarily bank accounts and Wise balance (plus card in some regions)	Bank deposit, cash pickup, mobile wallet, and partner networks on many routes
Transfer speed	Often fast — from near-instant for some pickup/mobile routes to longer for certain banks	Typically quick; timing depends on route and funding method	Express for speed-focused sends and economy for lower cost where offered
Country coverage	Send from select countries to many destinations worldwide	Broad support for sending between bank accounts in many countries	Strong focus on key remittance corridors
Funding methods	Debit/credit card, bank transfer, and local options (depending on country)	Bank transfer, card, and some local payment options	Card and bank funding on many routes; options vary by country
App & ease of use	Mobile-first experience with clear status updates for each transfer	Clean interface with good price transparency and helpful tools	Simple flows and delivery updates focused on remittances
Promotions & rewards	Referral bonuses and occasional promo codes in select markets	Some partner discounts; mainly everyday low pricing	Frequent introductory offers for first-time users on supported routes
Guarantees & security	Licensed and regulated; refunds possible on cancelled/failed transfers (subject to terms)	Licensed provider with strong security practices and transparency	Delivery promises and money-back guarantees on some routes (subject to terms)
Best for	Senders who want flexible payout options to many destinations	People moving money between bank accounts or managing multiple currencies	Remittances where speed and delivery promises matter on supported corridors

Editorial stance: Want the most complete everyday package? Choose WorldRemit. Prefer ultra-transparent bank-to-bank pricing and a multi-currency account? Start with Wise. Need fast, remittance-focused transfers with introductory offers? Pick Remitly on supported routes.

Pick by use-case

Best overall for remittances

Great balance of payout options, speed, and coverage for everyday money transfers to friends and family.

Use WorldRemit

Cheapest bank transfers

Wise is ideal if you mainly send bank-to-bank and care most about mid-market FX rates and low, transparent fees.

See Wise

Fast delivery on select routes

Remitly’s express and economy options make sense when you want route-specific speed and delivery promises.

See Remitly

FAQ

How do services like WorldRemit, Wise, and Remitly work?

These platforms let you send money internationally from your phone or computer. You choose how to fund the transfer (for example, bank account or card), select how your recipient will receive the money (bank deposit, cash pickup, mobile wallet, etc., depending on the service and route), see the fees and exchange rate upfront, and then track the transfer until it’s completed.

Which service is cheapest?

It depends on your route, amount, and how you fund and deliver the money. Wise is often very competitive for bank-to-bank transfers with its mid-market exchange rate. WorldRemit and Remitly can be better value when you need cash pickup, mobile money, or when promotional offers apply. The best approach is to get a live quote from each and compare total cost and speed before sending.

Are WorldRemit, Wise, and Remitly safe?

All three are established, licensed money transfer providers in the markets where they operate. They use encryption, secure logins, and various fraud-prevention checks. As with any financial service, you should protect your account, avoid sharing codes or passwords, and only send money to people you trust.

Which one should I choose?

Pick WorldRemit if you want the best overall mix of flexible payout options, global reach, and ease of use. Choose Wise if your priority is low-cost, transparent bank transfers and multi-currency features. Go with Remitly if you send remittances on routes they support and care most about speed and delivery promises, especially for your first few transfers with promo rates.