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Q: Which one should I choose?

Pick ShopBack for the best overall mix of cashback rates, promos, and app experience, Cashrewards if you are an Australian shopper and it is still available in your area, and TopCashback if you mostly shop UK/US or want very high rates at big-name international retailers.

ShopBack vs Cashrewards vs TopCashback

We compared cashback rates, store coverage, payout options, bonuses, and app experience. Our pick: ShopBack for the best overall blend of high rates, frequent promos, and ease of use.

At a glance

ShopBack

Best overall

Top pick for maximizing cashback across a huge range of merchants, with regular upsized offers, app tools, and intuitive UX.

Wide coverage across fashion, electronics, travel, food delivery, and more
Aggressive upsized cashback campaigns and themed events
Mobile apps + browser extension with solid tracking and reminders

Get ShopBack

Cashrewards

Best for Australia

Australian-focused cashback platform with strong coverage of local brands and everyday spending categories. (Service availability can change over time.)

Tailored to Aussie retailers across groceries, fashion, utilities, and more
Regular bonus offers and boosted rates for selected partners
Focused primarily on Australian shoppers; check site for current status

Explore Cashrewards

TopCashback

Best for UK/US & global

International cashback site with very high rates at many big-name retailers, especially in the UK and US, plus flexible payout options.

Huge network of UK/US and global online retailers
Very competitive cashback percentages on many categories
Multiple payout methods with small bonuses for some gift-card options

See TopCashback

What to compare	ShopBack	Cashrewards	TopCashback
Primary strength	Best overall: rates + promos + usability	Australian-first cashback & local brands	Very high rates at many global retailers
Main regions	Asia-Pacific focus (e.g., Singapore, Australia, Malaysia, and more)	Primarily Australia-focused	Strong presence in the UK, US, and other markets
Store coverage	Thousands of merchants across fashion, tech, travel, food, and more	Hundreds of Australian and international brands	Huge network of UK/US retailers and marketplaces
Bonus promos & upsized days	Very frequent upsized cashback events, challenges, and themed campaigns	Regular boosted offers on select merchants and gift cards	Sign-up bonuses and occasional boosted rates for key partners
Payout methods	Bank transfer and e-wallets in many regions; sometimes gift cards	Cash out to common payment methods and gift cards	Bank, PayPal, and gift-card withdrawal options
Tracking tools	Mobile apps + browser extension; alerts when a store supports cashback	Apps and browser extension to activate cashback at partner stores	Apps and browser extension that remind you to turn cashback on
Minimum payout	Typically low minimum threshold (varies by country)	Low to moderate minimum cashout requirement	Low minimum payout for popular withdrawal methods
Extra perks	In-store offers, vouchers, and challenges in select markets	Occasional bonus cashback for partner promotions	Top-up bonuses when taking payouts as select gift cards
Support	Help center plus in-app/contact support for missing cashback claims	Online help center and support tickets	Online support with detailed claim forms for tracked purchases
Service status (late 2025)	Active and expanding across new categories and merchants	Has announced a wind-down of operations; check Cashrewards directly for latest status	Active in the UK, US, and other supported regions
Best for	Shoppers who want the best all-round cashback app	Australians focused on local retailers and everyday spending (while available)	Deal-hunters who mostly shop UK/US and big international brands

Editorial stance: Want the most complete package? Choose ShopBack. Primarily shop in Australia and want a local-first platform? Cashrewards has been a popular option (check its current service status). Focus on UK/US retailers and massive store coverage? TopCashback is a great fit.

Pick by use-case

Best overall cashback experience

Great balance of high cashback rates, frequent promos, and intuitive apps and extensions.

Get ShopBack

Best for Australian shoppers

Cashrewards focuses on Aussie retailers and everyday spending, ideal if most of your shopping is within Australia.

See Cashrewards

Best for UK/US & global brands

TopCashback shines if you spend a lot with major international stores and marketplaces.

See TopCashback

FAQ

What is a cashback site?

A cashback site or app gives you a percentage of your purchase back when you start your shop through its links. Retailers pay the platform a commission for sending them customers, and part of that commission is shared with you as cash or gift cards.

Is using cashback really free?

Joining platforms like ShopBack, Cashrewards, and TopCashback is typically free. They earn money from retailer commissions, not by increasing your price. Just make sure you only buy what you were already planning to buy, so you don’t overspend chasing cashback.

How do I get paid my cashback?

After you click through a cashback link and complete a purchase, your cashback appears as “pending.” Once the retailer confirms your order (this can take days to months depending on the category), the cashback becomes “available,” and you can withdraw it using the payout methods your chosen platform offers (bank transfer, PayPal, gift cards, etc.).

Which one should I choose?

Pick ShopBack for the best overall mix of cashback rates, promos, and app experience across many categories. Choose Cashrewards if you’re an Australian shopper and it’s still available in your area. Go with TopCashback if you mostly shop UK/US or want very high rates at big-name international retailers.